Maximize borrowing potential with the help of Export Financing from Vision Bank-Texas. Ex-Im Bank's working capital financing enables U.S. exporters to obtain loans that facilitate the export of goods or services.
These working capital loans, backed by U.S. government guarantee, provide you with the liquidity to grow your international sales, and compete more effectively in the international marketplace.
Exporters may use the guaranteed financing to:
There is no minimum or maximum transaction amount.
Ex-Im Bank generally guarantees 90% of the bank loan, including principal and interest.
Typically, loan terms are for one year but can be up to three years. The loan can be either transaction-specific or revolving.
These guaranteed working capital loans are secured by export-related accounts receivable and inventory (including work-in-process) tied to an export order. For letters of credit issued under the guaranteed loan, we may only require collateral for 25% of the value of the letter of credit.
With generous advance rates, exporters can borrow more:
Up to 75% advance rate (including work-in-process)
Up to 90% advance rate