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We, our, and us, when used in this notice, mean Vision Bank-Texas.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "Information" to mean nonpublic personal information as defined in this section.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party."
We collect information about you from the following sources:
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
We do not disclose information about former customers, except as permitted by law.
Visitors to this bank Web site remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:
The bank uses this information to create summary statistics and to determine the level of interest in information available on our site.
Visitors may elect to provide us with personal information. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations.
For more information or questions regarding this policy, contact the bank at:
401 W. George Bush Freeway
Richardson, TX 75080
We may use "cookies" on some of our Web site for the purpose of serving you better when you return to that site. A cookie is a small element of data that a Web site can send to your browser, which may then be stored on your system. Data collection from cookies helps us determine how many people visit certain pages, ultimately enabling us to improve our site design and content. If you prefer, your Web browser can be set to provide you a notice before you accept a cookie.
This institution is chartered, licensed, or registered under the laws of the State of Texas and by state law subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against this institution should contact the Texas Department of Banking. The Texas Department of Banking may be contacted through any of the means indicated below:
Vision Bank-Texas advocates the protection of children's identities and privacy online. In that regard, this website is not directed to children. Furthermore, Vision Bank-Texas does not knowingly market its products and services to children, nor does it knowingly solicit data from children.
The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Department of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.
As defined in Regulation GG, unlawful Internet gambling means to "place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made."
As a customer of Vision Bank-Texas, these restricted transactions are prohibited from being processed through your account or banking relationship with us.
If you do engage in an Internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.
Vision Bank-Texas ensures that all information attained by Vision Bank-Texas, whether verbally or by documentation, will be in compliance with Section 501 of GLBA. The Gramm Leach Bliley Act ("GLBA") Safeguards Rules is a federal law that requires businesses that provide financial products or services to ensure the security and confidentiality of their customers' personally identifiable, non-public financial information. This includes paper and electronic records.
Your security is of the utmost importance at Vision Bank-Texas. We believe that the best defense against online criminals is for us to keep you as informed as possible. Below are a practical set of tips to help you protect yourself against identity theft.
Identity theft can occur in a number of ways:
Here are a few things you can do to prevent identity theft: