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Rates

Rates effective as of February 3, 2014.

Please contact us at (972) 470-1500 for Current Rates.

APY = Annual Percentage Yield

Vision Rewards Checking

BalanceRateAPY
$0 - $ 25,000*1.99%2.00%
Over $25,000*0.25%0.25%
If qualifications not met0.05%0.05%

*To earn rewards, each monthly qualification cycle:

  • Have at least 12 debit card purchases post and clear account
  • Have at least 1 automatic payment (ACH) or direct deposit post and clear account
  • Receive and review eStatement notices

Variable Rate Accounts

AccountRateAPY
Personal Interest Checking0.76%0.76%
Vision Non-Profit Business Checking0.85%0.85%
IOLTA Interest Business Checking0.85%0.85%

Money Market Accounts

BalanceRateAPY
$0-4,9990.05%0.05%
$5,000-24,9990.05%0.05%
$25,000-100,0000.40%0.40%
Over $100,0000.65%0.65%

Savings Accounts

AccountMinimum Opening Deposit RequiredRateAPY
Vision Savings$250.10%0.10%
Premier Savings

$1-99,999

$100,0000.10%0.10%
Premier Savings

$100,000 and above

$100,0000.65%0.65%

Certificates of Deposit

Less than $100,000RateAPY
30 Day CD0.10%0.10%
90 Day CD0.10%0.10%
120 Day CD0.25%0.25%
180 Day CD0.25%0.25%
1 year CD0.70%0.70%
2 year CD0.80%0.80%
3 year CD0.90%0.90%
$100,000 and AboveRateAPY
30 Day CD0.10%0.10%
90 Day CD0.10%0.10%
120 Day CD0.25%0.25%
180 Day CD0.25%0.25%
1 year CD0.70%0.70%
2 year CD0.80%0.80%
3 year CD0.90%0.90%

Penalty may be imposed for early withdrawal on Certificates of Deposit

For savings, personal and business checking accounts, rates may change after account is opened. Fees may reduce account earnings.